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	<title>US Health Crisis &#187; National Health Service</title>
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		<title>British Doctors and Patients Refute Lies About NHS</title>
		<link>http://ushealthcrisis.com/2009/09/british-doctors-and-patients-refute-lies-about-nhs/</link>
		<comments>http://ushealthcrisis.com/2009/09/british-doctors-and-patients-refute-lies-about-nhs/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 01:14:46 +0000</pubDate>
		<dc:creator>francine</dc:creator>
				<category><![CDATA[News]]></category>
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		<category><![CDATA[Medicine]]></category>
		<category><![CDATA[National Health Service]]></category>
		<category><![CDATA[Stephen Hawking]]></category>
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		<guid isPermaLink="false">http://ushealthcrisis.com/?p=398</guid>
		<description><![CDATA[Dear Senator Kerry, Your reported call for &#8220;lies&#8221; about health care reform to be refuted is essential and requires an urgent response. To that end, may we &#8211; British health professionals and patients &#8211; respectfully expose those &#8220;lies&#8221; which are about our National Health Service, a service which our experience shows to work successfully for [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Dear Senator Kerry,</p>
<p>Your reported call for &#8220;lies&#8221; about <a class="zem_slink" href="http://en.wikipedia.org/wiki/Health_care" title="Health care" rel="wikipedia">health care</a> reform to be refuted is essential and requires an urgent response. To that end, may we &#8211; British health professionals and patients &#8211; respectfully expose those &#8220;lies&#8221; which are about our National Health Service, a service which our experience shows to work successfully for the benefit of all in this country.</p>
<p>Continue reading to see the full letter.</p>
<p>PATIENT CHOICE: There is NO &#8220;death panel&#8221; in the UK <a class="zem_slink" href="http://en.wikipedia.org/wiki/National_Health_Service" title="National Health Service" rel="wikipedia">NHS</a> or anywhere else in the UK health care sector.<br />
-Termination of a pregnancy is a personal decision if approved by two doctors. NO board or organization of any kind makes any decision about termination for fetal abnormality. Such decisions are personally made by those seeking such procedures after counselling by medical and other health professionals.<br />
-Elderly people can get counselling and advice to help them determine their requirements for their future care, but only if they wish it. It is a service that provides information about issues such as living wills. This is similar to the US proposed Section 1233, which provides counselling and assistance to those wishing voluntarily to make their own arrangements for their future, medically and physically.<br />
-Patients are normally registered with a family doctor practice of their choice. A patient is able to see a doctor immediately for urgent care in general practice although seeing his or her own family doctor for non-urgent care may require waiting a few days. If the patient requires referral for specialist opinion or treatment, they can choose whichever hospital they prefer.<br />
CARE FOR THOSE WITH PRE-EXISTING CONDITIONS: In the US, people with pre-existing health problems are rarely covered by private <a class="zem_slink" href="http://en.wikipedia.org/wiki/Health_insurance" title="Health insurance" rel="wikipedia">insurance</a> companies for those problems. Many do not change jobs for fear of losing cover for such conditions from their new insurers. The NHS is literally a life saver for those with pre-existing health problems &#8211; they are not denied care. It is vitally important that the NHS, and any government financed health plan anywhere, undertakes the care of such people.<br />
CARE FOR THE ELDERLY: There is NO cut-off age for health care in the NHS. Senator Kennedy, like anyone else of that age, or older, and with health problems such as his, would have been treated by the NHS with the same high levels of care as someone younger. Care for the elderly includes free flu vaccinations, free medication, free operations as needed, nursing care visits, and help and adaptions for the home. Many hospitals now offer &#8220;hospital to home&#8221; programs for palliative and end of life care to enable very ill people to remain at home.</p>
<p>CARE FOR THE DISABLED: Professor <a class="zem_slink" href="http://en.wikipedia.org/wiki/Stephen_Hawking" title="Stephen Hawking" rel="wikipedia">Stephen Hawking</a> of <a class="zem_slink" href="http://www.cam.ac.uk" title="University of Cambridge" rel="homepage">Cambridge University</a>, recently awarded the Presidential Medal of Freedom by President Obama, is disabled and has always been under the care of the NHS. Professor Hawking is an outspoken admirer of NHS care. Like thousands of others who are disabled, he is entitled to free medical care and <a class="zem_slink" href="http://en.wikipedia.org/wiki/Medicine" title="Medicine" rel="wikipedia">medicine</a>, and he can get adaptions, equipment and home care to allow him to live at home.</p>
<p>FREE MEDICATION: NO ONE is denied medicine if they need it. All children up to the age of 16, pregnant women and adults over the age of 60, unemployed people, patients with cancer and many with chronic conditions, don&#8217;t pay for their medication from the NHS. 88% of medicines are dispensed without charge. For the minority who pay there is a standard charge of $11 dollars per prescription, regardless of the real cost of the drug. Some parts of the UK have abolished prescription charges altogether.</p>
<p>INSURANCE: Like the Healthy San Francisco medical plan, those in the UK can also take out private insurance, if they can afford it, although less than 1 in 8 currently do so. The co-existence of public and private coverage ensures complete freedom of choice.<br />
THE COST: The NHS is funded by taxes and provides universal coverage while costing 8% of UK GDP. The US system currently costs 16% of GDP but leaves 45 million without insurance and a further 25 million underinsured.</p>
<p>BACKGROUND: The NHS was created in 1948. Its goal was to provide comprehensive medical care through taxation, universal coverage for the population which is free of charge at the point of care. It still does that despite the huge, and increasing, demands on its financial and practical resources.<br />
The NHS is available free of charge to all regardless of ability to pay, and does not discriminate against those with pre-existing conditions. Importantly it gives freedom from fear of the financial consequences of illness.<br />
Survey after survey shows that British patients express a high degree of satisfaction with the care they personally receive from the NHS. On average, British users of the NHS live longer and have a lower infant mortality rate than the US.<br />
The NHS has shown itself to be open to &#8211; and often the source of &#8211; innovation. How the US manages its own health care reform will doubtless provide us with new ideas about how to improve some aspects of our own NHS service. In the same spirit, we respectfully draw to your attention what evidently works well here</p>
<p>Yours sincerely,</p>
<p>Sir George Alberti MD, PhD, PRCP<br />
Past President of the <a class="zem_slink" href="http://maps.google.com/maps?ll=51.5257861111,-0.144969444444&amp;spn=0.01,0.01&amp;q=51.5257861111,-0.144969444444%20%28Royal%20College%20of%20Physicians%29&amp;t=h" title="Royal College of Physicians" rel="geolocation">Royal College of Physicians</a><br />
Dean of Newcastle School of Medicine</p>
<p>Professor Alan Maryon-Davis FFPH FRCP<br />
President, UK Faculty of Public Health</p>
<p>Professor Anthony Costello FRCP FRCPCH<br />
Professor of International Child Health<br />
Director of Institute of Child Health, UCL</p>
<p>Professor Andrew JM Boulton, MD, FRCP<br />
Professor of Medicine, University of Manchester, UK<br />
Consultant Physician, <a class="zem_slink" href="http://maps.google.com/maps?ll=53.4622222222,-2.22638888889&amp;spn=0.01,0.01&amp;q=53.4622222222,-2.22638888889%20%28Manchester%20Royal%20Infirmary%29&amp;t=h" title="Manchester Royal Infirmary" rel="geolocation">Manchester Royal Infirmary</a></p>
<p>Professor Mark B Gabbay MD FRCGP<br />
Professor of General Practice<br />
Head of Division of Primary Care<br />
University of Liverpool</p>
<p>Professor Rodney Grahame CBE MD FRCP FACP<br />
Consultant Rheumatologist, UCH<br />
Honorary Professor at UCL, Department of Medicine</p>
<p>Professor Ian Banks<br />
President of the Men&#8217;s Health Forum and member BMA Council</p>
<p>Professor Eileen O&#8217;Keefe<br />
Professor of Public Health<br />
London Metropolitan University</p>
<p>Professor Gill Walt<br />
Professor of International Health Policy<br />
Health Policy Unit,<br />
Dept Public Health &amp; Policy,<br />
LSHTM, Keppel Street,</p>
<p>Professor Rosalind Raine</p>
<p>Reprinted from <a href="http://blog.lib.umn.edu/schwitz/healthnews/2009/09/uk-doctors-and.html">Gary Schwitzer&#8217;s blog</a> (one of the pre-eminent health journalists and teachers)</p>
<div style="margin-top: 10px; height: 15px;" class="zemanta-pixie"><a class="zemanta-pixie-a" href="http://reblog.zemanta.com/zemified/b58cc9c0-8c8b-4ed2-9608-4a6838c4ff7a/" title="Reblog this post [with Zemanta]"><img style="border: medium none ; float: right;" class="zemanta-pixie-img" src="http://img.zemanta.com/reblog_b.png?x-id=b58cc9c0-8c8b-4ed2-9608-4a6838c4ff7a" alt="Reblog this post [with Zemanta]"></a><span class="zem-script more-related pretty-attribution"><script type="text/javascript" src="http://static.zemanta.com/readside/loader.js" defer="defer"></script></span></div>
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		<title>Health Insurance in The UK: Same and Different</title>
		<link>http://ushealthcrisis.com/2009/01/health-insurance-in-the-uk-same-and-different/</link>
		<comments>http://ushealthcrisis.com/2009/01/health-insurance-in-the-uk-same-and-different/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 12:49:34 +0000</pubDate>
		<dc:creator>francine</dc:creator>
				<category><![CDATA[Patients]]></category>
		<category><![CDATA[Payers]]></category>
		<category><![CDATA[Health care]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[National Health Service]]></category>

		<guid isPermaLink="false">http://ushealthcrisis.com/?p=43</guid>
		<description><![CDATA[As Obama prepares to take office amid a raging recession and America&#8217;s demands for more accessible and affordable health care, the London Daily Mail has this ad: &#8220;Save hundreds of pounds on health bills.&#8221; The paper offers to pay for a year of private health &#8220;cover&#8221; for five lucky readers if they call in before [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>As Obama prepares to take office amid a raging recession and America&#8217;s demands for more accessible and affordable health care, the <a href="http://www.dailymail.co.uk/home/index.html">London Daily Mail</a> has this ad: &#8220;Save hundreds of pounds on health bills.&#8221; The paper offers to pay for a year of private health &#8220;cover&#8221; for five lucky readers if they call in before January 15th. The value of the insurance is said to be about 250 pounds a month, more than $380.00, and the contest says the insurance is subject to availability and the terms and conditions of the health care provider.<br />
Britain&#8217;s National Health Service is not looked at fondly by its citizens, but as rather a last resort. In the boom years, many people had started buying PMI (private medical insurance). Now, with the economy in the tank, they&#8217;re spoiled, so the Daily Mail ran a this long article on how to have your cake and eat it too:</p>
<ol>
<li>Remember that private health insurance is a luxury not a necessity. Most people buy it because it allows immediate treatment of non-urgent problems. But it doesn&#8217;t cover GP routine checkups.</li>
<li>Don&#8217;t buy insurance; pay privately as you go,or start a special savings account. Banks in the UK give higher interest on HSAs.</li>
<li>Check to see if you have employer-based coverage. Some employers do provide it.</li>
<li>Comparison shop. PMI plans are compared at moneysupermarket.com, and rates for a single person range from 13 pounds to 249 pounds per month.</li>
<li>Downgrade. This seems to be like catastrophic insurance &#8212; covers only things for which treatment is not available from NHS within a specified period.</li>
<li>Exclude mental health, certain tests and scans, as well as complementary therapies.</li>
<li>Accept fewer hospital choices</li>
<li>Take a no claims discount (which can bite you in the butt if you DO have a claim). It&#8217;s like promising not to use the insurance.</li>
<li>Take a shared responsibility policy, in which you are incentivized to keep costs down.</li>
<li>Pay premiums all at once.</li>
<li>If you are self-employed, &#8220;club&#8221; together and get group coverage</li>
<li>Increase your deductible.</li>
<li>Stay healthy.</li>
<li>Opt for a health care cash plan, which pays a fixed amount for certain services, after which you take over.</li>
<li>Shop for new insurance every year.</li>
</ol>
<p>It&#8217;s interesting how many of these tips seem familiar to us in the US. However, there is ONE BIG DIFFERENCE: PMI is a choice for Britons, not a necessity. If they can&#8217;t afford it, they are not without access to health care.</p>
<p>I was impressed with how thorough the suggestions were for the Daily Mail&#8217;s readers. Most of us in America, who depend on private health insurance, don&#8217;t know all these angles. We need to become more educated immediately, no matter what Obama does.</p>
<p>And one more thing: the Daily Mail has a free month&#8217;s supply of antioxidants for you, too. That paper will go to any lengths to keep its readers:-)</p>
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