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pre-existing conditions

Look into my crystal ball with me…it’s January 1, 2014

by Karoli 03.11.2010

Imagine you are one of the millions in this country who can’t get health insurance because you have a pre-existing condition. Now roll the clock forward to January 1, 2014 and walk with me down the virtual hallways of a brand-new marketplace, a marketplace where you can buy some peace of mind and help for [...]

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Pre-existing conditions, ratings and exclusions

by Karoli 12.17.2009

There seems to be a lack of understanding about the difference between the terms exclusion and rating for pre-existing conditions. So let’s clear it up. Pre-existing conditions in today’s terms Insurers may deny individual coverage based upon any pre-existing condition, and not only coverage for the condition itself, but anything they deem to be related [...]

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The Infrastructure for First-Rate Healthcare Already Exists

by Catrina Arnold 01.10.2009

This is a personal story that starts out scary but has a fairly happy ending. I’m quite certain the ending would not be as hopeful were it not for the healthcare benefits available to federal employees, elected federal officials, and their families Even with those benefits, the ending may still not be so favorable under [...]

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