Imagine you are one of the millions in this country who can’t get health insurance because you have a pre-existing condition. Now roll the clock forward to January 1, 2014 and walk with me down the virtual hallways of a brand-new marketplace, a marketplace where you can buy some peace of mind and help for your family, no questions asked.

That guy over there who was just diagnosed with diabetes at age 20? He’s 26 now, and about to be dropped from his parents’ insurance, but he’s not worried. He can go online, head over to Insurance Exchange Central, and shop for his own individual policy. He’s still in school and not making much money at all, but not to worry, because his costs will be covered by some significant government subsidies so that he can still afford his syringes, insulin, test strips and other needs.

This young man fights with his desire to be free of his diabetes and the daily knowledge that his lifestyle has to be adjusted to live with it. Because his doctor is part of the community health center down the street, he’s able to check in often and work on some wellness initiatives to help control his diabetes and accommodate his lifestyle. The particular young man I’m thinking of loves to ride his bicycle, and tries to ride 20-30 miles per day. The exercise helps keep his glucose levels down to manageable levels, and the meter he uses sends daily glucose reports to his doctor via his wireless phone. His records are electronic, so when he travels to bike races in other states his medical history follows him in case he needs treatment.

This is one example of what will happen when health reform passes. No more exclusion for pre-existing conditions. Electronic health records. Focus on wellness instead of sickness. Streamlining Medicare. Government subsidies to assist with affordability.

Bottom line: We embrace everyone’s health as a national value, whether they’re healthy, diagnosed with an illness, are young, old, rich, poor, or middle class, employed or unemployed, artist or entrepreneur. Everyone.

This, and only this, justifies passing the Senate bill. When the other benefits are factored in, it is clear it’s well worth passing and should be passed. Right now.

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If we do nothing about health care reform:

Up to 17 million more people will be uninsured by 2019 than today.

 

The average family’s health care costs will nearly double by 2020, from $13,000 to $24,000

— meaning they’ll be paying a quarter of their income toward health care costs.

 

Insurers can continue the massive and arbitrary premium rate increases we’ve heard about

recently — such as Anthem Blue Cross raising rates for customers in California by nearly

40%, and rates in Illinois going up by as much as 60%.

 

As many as 275,000 people could die prematurely over the next 10 years because they

don’t have health insurance.

 

Health care costs will take up a staggering amount of our national budget. In 1960, it was 5

percent of gross domestic product (GDP), last year it was 17 percent. Costs will reach 21

percent of our economy by 2020 if we fail to act.

 

Rapidly rising costs will make it harder for employers — particularly small businesses — to

provide quality health insurance to employees, leading many to drop coverage or shift to

plans that cover less.

Even those who have insurance today will be less secure, and more likely to lose coverage if

they switch jobs or lose their job due to rising costs on the individual market or being

denied coverage due to a pre-existing condition.

 

Although this information comes from the Organizing for America site, there’s nothing controversial about this fact set.

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If the Senate bill passes, here’s what happens immediately

by Karoli 03.10.2010

A quick list, because there seems to be a great deal of confusion:

Adult children may remain as dependents on their parents’ policy until age 26
Children under age 19 may not be excluded for pre-existing conditions
No more lifetime or annual caps on coverage
Free preventative care for all
Adults with pre-existing conditions may buy into a national high-risk [...]

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Blocking Health Care Reform is Acting out of Fear

by francine 03.04.2010

I’ve been trying to understand why as a nation, we are so divided about health care reform. You would think every American would be generous enough to think the guy next door deserved decent health care. You would also think we would be embarrassed to have our issues aired in front of all the other [...]

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